Mountaintop Loan Signers provided by:
Patricia C. Crooks
530-613-4092
**Certified Mobile Loan Signing Agent & California Mobile Notary Public
**Field inspection services available
530-613-4092
530-626-4374 (fax)
E-mail: patti@mountaintopsigners.com
Professional Services:
Mobile Notary and Loan signing agent. Available 7 days a week by appointment. Loan Documents, Real Estate Trusts, Affidavits, Power of Attorney, Versed in all aspects of mortgage documents. Edocs never a problem. I can also help you with all your general notary needs. My fees are based on time requirements and travel. Please call me for a quote.
Qualifications and Accomplishments:
* Notary Public of California # 1843137
* Certified Mortgage Loan Signing Agent by Notaryclasses.com
*Certified Notary Signing Agent (CNSA) *Certified Reverse Mortgage Signing Agent
*Member of the National Notary Association
* Member of the Association of Professional Notaries and Certified Signing Agents
*Certified by 123notary.com *Member of the California NSA Network...please also visit my network website at: www.CaliforniaNSANetwork.com
*Background clearance by NNA
*Bonded and carry $100K E&O policy
*GLBA Compliant
"One of the Top Ten Notaries
in the Sacramento Area"
Locate a Notary by zip code @:
http://www.californiansanetwork.com/zipcode/coverage_search.php
Please Note: By California Secretary State Law, The Notary is NEVER RESPONSIBLE for the accuracy of the information within the document NOR does the Notary ever guarantee the documents' veracity.
According to the Secretary of State of California rules and regulations, Californian Notaries are not authorized to perform notarization for:
1. A Will, unless it is requested in writing by a Legal Attorney.
2. Californian Notaries also can NOT Notarize photographs or COPIES of documents such as: Copy of Academic records, Copy of Birth Certificates.
Exception: A copy of Power of Attorney is the ONLY document in California that we may certify. Certification means that the copy was examined and compared to the Original Power of Attorney by the Notary Public and it is an exact duplicate of the original Power of Attorney, and have the same force and effect as the original
What Types of Documents Need to Be Notarized?
Certain affidavits, deeds and powers of attorney may not be legally enforceable without notarization. Documents are notarized to protect against fraud. The notary acts as an impartial witness to the signing of legally binding documents. The notary ensures that the signer is actually the person named on the document and that they have not been forced to sign against their will. Documents that create a legally binding agreement usually need to be notarized, although this can vary according to local laws.
Documents which transfer tangible physical assets from one person to another should be notarized. This includes wills, which deal with the distribution of a person's property and possessions--including money--after death; deeds, which transfer ownership of real property between living people, and trusts, which set aside money to be used in a particular way.
Documents regarding what types of medical treatment a person wishes to request or deny include what are commonly known as 'living wills.' These documents, more properly called health care declarations, give detailed instructions regarding the medical care wishes of a person should he become incapacitated by illness or injury. These documents need to be notarized to prevent disputes and ensure that doctors will be allowed to comply with the patient's wishes. Another medical document that must be notarized is the Health Care Proxy, which authorizes another person to make the medical care decisions when the patient is unable to be consulted directly.
The POA, Power of Attorney, is a legal authorization that gives another person the power to act on your behalf. Whether the POA is limited only for certain tasks, or for a specified length of time, or universal to act on your behalf in all matters, it must be notarized in order to be accepted by banks, corporations and courts of law.
Documents and agreements which need to be executed between parties who cannot be in the same physical space often need to be notarized to ensure that the signers are verified as being the same people named in the document. For example a contract, which might not normally be notarized if the signing parties were in the same room, could require notarization if the signers were in different cities.
It is common for notarized documents which will be sent to other countries to also require an Apostille. Apostille is a French word, which means a certification.The word is commonly used in English referring to the legalization of a document for international use under the terms of the 1961 Hague Convention Abolishing the Requirement of Legalization for Foreign Public Documents. Documents which have been notarized by a notary public, and then certified with a conformant Apostille are accepted for legal use in all the nations that have signed the Hague Convention. Other documents, such as marriage, birth and death certificates, and academic diplomas from public institutions do not need to be notarized to get an Apostille. In the United States, Apostilles are issued by the Secretary of State.
**serving all El Dorado, Sacramento and Amador counties**
please call 530-613-4092
